Follow the dividend investment decisions of a person who has no background in financial investment and wishes to take control of their financial future to retire at 60.

Weekly Portfolio Summary - 19 Apr 2019 15:02

Tags:

Portfolio Activity

weekly_290.png
Another quiet week for buys and sells but the divvy's keep rolling in. Received two divvy increases this week with a sizable one from Bar Harbor Bankshares (BHB) clocking in at 10%.

Portfolio News - (In Case You Missed These Headlines)

Armanino Foods of Distinction (AMNF)

Preferred Apartment Communities (APTS)

Bar Harbor Bankshares (BHB)

Cummins (CMI)

Fastenal (FAST)

Hospitality Properties Trust (HPT)

International Business Machines (IBM)

Johnson & Johnson (JNJ)

Pepsico (PEP)

Qualcomm (QCOM)

Walgreens Boots Alliance (WBA)

Waste Management (WM)

Interesting Blog Posts or Articles

Blog Posts
Leaderboard: Monthly Dividend Income From The Blogging Community by Dividend Driven
Stockboard: What Stocks The Blogging Community Are Buying This Week by Dividend Driven
s Paying Off Your Debt Worth It? By Making Sense of Cents
How To Cope When You Can’t Pay Your Student Loans by Lemon Blessings
What I learnt from my Dad’s early retirement (aged 60) Part 1 by Gentleman’s Family Finance

Articles
6 Travel Writers on How They Chose Where to Live
Fewer than 25% of college graduates can answer 4 simple money questions correctly - Comments: 0

Weekly Portfolio Summary - 13 Apr 2019 11:14

Tags:

Portfolio Activity

weekly_289.png
Only received dividends from Medical Properties Trust (MPW) this week so a bit a light. Big gain for the week was a nice 4% divvy raise from Procter & Gamble (PG) which was a decent boost to my forward income.

Don't forget April is Financial Literacy Month so take some time to help someone become a bit more educated with their finances.

Portfolio News - (In Case You Missed These Headlines)

Artesian (ARTNA)

Compass Minerals (CMP)

Chevron (CVX)

Fastenal (FAST)

Merck (MRK)

Pepsico (PEP)

Procter & Gamble (PG)

Prudential Financial (PRU)

T. Rowe Price (TROW)

VEREIT (VER)

Interesting Blog Posts or Articles

Blog Posts
Leaderboard: Monthly Dividend Income From The Blogging Community by Dividend Driven
Stockboard: What Stocks The Blogging Community Are Buying This Week by Dividend Driven
Financially dependent (adult) children Surviving and Thriving
Spreading Financial Independence Awareness

Articles
My Bank Wanted to Charge $504 in Fees: Here’s What I Did - Comments: 0

Weekly Portfolio Summary - 06 Apr 2019 13:30

Tags:

Portfolio Activity

weekly_288.png

Portfolio News - (In Case You Missed These Headlines)

Artesian Resources Corporation (ARTNA)

Cummins Inc. (CMI)

Compass Minerals (CMP)

Garmin Ltd. (GRMN)

General Motors (GM)

Iron Mountain (IRM)

Johnson & Johnson (JNJ)

Marine Products (MPX)

Merck (MRK)

Pfizer (PFE)

Qualcomm (QCOM)

Sabra Health Care (SBRA)

Interesting Blog Posts or Articles

Blog Posts
6 Ways To Pay For College Without Student Loans (Or Parental Help) by Bible Money Matters
How I Learned To Budget Properly Despite My Parent’s Money Advice by The Financial Diet
Build Your Real Estate Portfolio with the BRRRR Method by The White Coat Investor
Fathers on Financial Independence by Rich & Regular
Why is money in marriage so important? By Money Talking
Only 5% Do What It Takes To Create Wealth by Rich Habits
Never Depend on a Single Income by Retire Before Dad

Articles
Moving Lessons: 11 Tips I’ve Learned from 5 Moves to 5 Different States
Surviving on $3 a Day and Hope
Have nothing saved for retirement? Follow the ‘austerity’ solution
This is the real reason why the U.S. economy isn’t in recession danger now
This new ‘Broke Millennial’ book has secrets for young people who don’t want to think about retirement - Comments: 0

New Buy WBA - 02 Apr 2019 20:28

Tags:

Walgreens Boots Alliance (WBA) earning release missed expectation and decreased their earnings outlook for the year which sent the stock tumbling down 12.81% to close at $55.36/share which in turn lowered its P/E down to 10.81.

WBA is a dividend growth and inflation beating champion and I saw this as an opportunity to buy another installment at $55.10/per share and a dividend yield of 3.19%. I now have a two thirds position and if the price drops to $50 I'll make my last buy to create a full position.

It has been rare over the last year to see a dividend champion yielding more than 3% and luckily I am in a position to capitalize.

Brokerage Buy: Walgreens Boots Alliance (WBA)

wba.png

Purchase Price: $55.10/share
Increase in Forward Annual Div: $32
Inflation Beating Streak: 33 Years
Div Growth Streak: 43 Years
Yield: 3.19%
Payout Ratio: 36%
Most Recent Dividend Increase: 10% / June 2018 - Comments: 2

March Dividend Income - 30 Mar 2019 08:54

Tags: monthly_income

clocking_in.png

After 32 years of clocking in and out of work and religiously saving 10% annually every year, in good times and bad, I have decided to share my monthly dividend income to show what regular saving and investing can accomplish.

This month I made $2,393 a decrease of 3.07% versus this time last quarter. The decrease was not in part to any stock sale or dividend cuts but a timing in dividends. In December my ETF's make a double end of year payment of near an extra $100. The other issue was Garmin (GRMN) and GATX Corp (GATX) which both have payout dates of 3/29/19 but will not credit my account until April 1. If I adjust for these two factors my income would have increased $124 a near 5% increase. I can’t wait till I get a full year of tracking complete as a year over year comparison will be much easier than by quarter.

For the month I only bought two stocks, Walgreens Boots Alliance (WBA) in my regular brokerage account and Iron Mountain (IRM) in my Roth IRA. If WBA drops below $60 I’ll add more shares but with IRM I have a full position and will not be adding shares for quite some time.

Trying to find decently valued DG stocks to buy has been a challenge since late January. It is not that there are no good buys but how many times can I add more shares of AT&T (T), Abbvie (ABBV), or Prudential (PRU) before I get too overweight? Even REITs have been strong in the first quarter and with everything fully to slightly over-valued all I can do is be patient and keep jumping at opportunities as they arise.

month_bar_286.png
month_table_286.png

Looking at my 3 year goal metric I improved my percent complete by 0.50% from last month and puts me on target not just for my 3 year goal but also my annual goal of increasing my forward dividend by 12.5%.

age53_286.png

Progress on my last goal of saving an additional $2,000 of emergency cash is stuck at $200 as I made no contribution this month. Unfortunately, I completed my taxes and owed quite a bit so Uncle Sam and the State of CT got nice checks. - Comments: 6

5 Dividend Stocks With a 30-Year Streak of Increasing Their Payouts Higher Than Inflation - 19 Mar 2019 08:08

Tags:

1. Chubb Limited (CB)

chubb.PNG

Inflation Beating Streak: 25 Years
Yield: 2.14%
Payout Ratio: 34%
Most Recent Dividend Increase: 2.82% / May 2018


2. Dover Corporation (DOV)

dover.PNG

Inflation Beating Streak: 34 Years
Yield: 2.12%
Payout Ratio: 51%
Most Recent Dividend Increase: 2.13% / Aug 2018


3. McDonald's Corporation (MCD)

mcd.PNG

Inflation Beating Streak: 41 Years
Yield: 2.18%
Payout Ratio: 54%
Most Recent Dividend Increase: 14.85% / Sept 2018


4. Sysco Corporation (SYY)

sysco.PNG

Inflation Beating Streak: 32 Years
Yield: 2.35%
Payout Ratio: 56%
Most Recent Dividend Increase: 8.33% / Nov 2018


5. Walgreens Boots Alliance (WBA)

wba.png

Inflation Beating Streak: 33 Years
Yield: 2.95%
Payout Ratio: 36%
Most Recent Dividend Increase: 10% / June 2018 - Comments: 0

This Is Boring - 17 Mar 2019 10:30

Tags:

bored-man-at-computer.png

This site and my investing has started to become down right boring and I could not be happier. Media likes to show the instant success stories that make investing look exciting and risky, but for the average person (including yours truly) planning, saving & investing for financial independence is a slow pace of putting away a percentage of income and letting Father Time do his magic with compounding, dividend reinvestment, and dividend growth.

Now that my challenges for managing expenses while eliminating credit card and mortgage debt have been completed there is little to focus on except to continue to save, invest and execute an investment strategy most of which is on auto-pilot. All that is left now is to watch the slow progression towards an end game which is now 9 years away. Sure I will buy the occasional stock but overall being bored is exactly where I want to be as an investor and a goal that I believe many fellow investors should strive for as it allows you to embrace or improve other areas of your life.

One aspect that I firmly believe in is not to become obsessive over my finances. I am human after all and need to enrich other areas of my life in regards to family, friends, education and hobbies. In other words things that make me happy. Now that I have less to spend time on finances I can now focus and embrace those other areas of my life some of which have been hold for many years.

One hobby I always wanted to try was metal detecting. I bought a beginners rig and ready to hit the woods, farms and parks of New England to see what I can unearth. Another piece I am getting back to is traveling. Due to financial constraints my wife and I have not been on a real out-of-state vacation in 7 years. We can’t wait to hit the road and start touring the U.S. like we did in our younger days.

Overall, I firmly believe that when you hit the point where your investing becomes boring it is a sign of success. It represents that your investing strategy is paying off and you are simply repeating the same saving & investing steps over and over because the formula is working. - Comments: 0

Weekly Portfolio Summary - 16 Mar 2019 12:09

Tags:

Portfolio Activity

Got hammered at work pretty hard this week working 12 to 13 hours per day so this post brings me up to speed as much as any readers. This week I received my first dividends from Ryder System (R) and was surprised to see WPC with a dividend raise. All in all not a bad week for divvy income.

weekly_282.png

Portfolio News - (In Case You Missed These Headlines)

Artesian Resources Corp. (ARTNA)

Newell Brands (NWL)

Pfizer (PFE)

Qualcomm (QCOM)

T Rowe Price (TROW)

W.P. Carey (WPC)

Pfizer (PFE)

Qualcomm (QCOM)

Interesting Blog Posts or Articles

8 Reasons to FIRE in Your 40s by Retire by 45

2019 Top 100 Best Places To Live - Comments: 0

page 1 of 29123...2829next »

Unless otherwise stated, the content of this page is licensed under Creative Commons Attribution-ShareAlike 3.0 License