Follow the dividend investment decisions of a person who has no background in financial investment and wishes to take control of their financial future to retire from their full-time job at 60.

Weekly Portfolio Summary - 29 Feb 2020 13:50

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Wild week but the weekend is here and time for investors to take a breather. The market drop created some interesting opportunities and I'll publish what stocks I like in a day or two.

Portfolio Activity

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Portfolio News - (In Case You Missed These Headlines)

AbbVie (ABBV)

Avangrid (AGR)

Air Product (APD)

Apple Hospitality (APLE)

Preferred Apartment Communities (APTS)

Brookfield Renewable Partners (BEP)

Chatham Lodging Trust (CLDT)

EPR Properties (EPR)

Johnson & Johnson (JNJ)

Microsoft (MSFT)

Newtek Business Services (NEWT)

Phillips 66 (PSX)

Sabra Healthcare REIT (SBRA)

Service Properties (SVC)

VEREIT (VER)

Walmart (WMT)

Interesting Blog Posts or Articles

Blog Posts

Articles

Weekly Portfolio Summary - 22 Feb 2020 14:08

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Portfolio Activity

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Portfolio News - (In Case You Missed These Headlines)

Garmin (GRMN)

Hasbro (HAS)

Johnson & Johnson (JNJ)

3M (MMM)

Merck (MRK)

Pfizer (PFE)

Phillips 66 (PSX)

Qualcomm (QCOM)

Walmart (WMT)

W.P. Carey (WPC)

Interesting Blog Posts or Articles

Blog Posts

Articles

New Buy PRU - 19 Feb 2020 20:47

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IRA Buy: Prudential Financial (PRU)

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Purchase Price: $93.28/share
Increase in Forward Annual Div: $40
Inflation Beating Streak: 11 Years
Div Growth Streak: 12 Years
Yield: 4.71%
Most Recent Dividend Increase: 10% / Feb 2020 - Comments: 0

Where Can You Retire? - 16 Feb 2020 23:49

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The other day I came across an article on GoBankingRates.com called “The Most Realistic Retirement Age in Every State”.

Based on Census Bureau income stats, a potential 20% savings rate, and using a comfortable living savings target from a previous study they determined approximately at what age a person can retire. Personally, I think their numbers are a bit low as they did not take into consideration longevity, medical insurance costs for those under the age of 65, or any adjustments for market crashes or higher inflation rates.

My issues aside, from my perspective the numbers represent a minimum I would need to retire and thought it would be interesting to see how my current savings stack up. I ran over to https://mapchart.net and made a custom map of which states I could retire to and was surprised. I met the minimum for 34 states and if all goes well by the end of 2020 I’ll pick up 4 more states for a total of 38 states!

The bad news is I live in one of the 12 remaining states (damn you CT) so I still have a bit to go but it was a fun exercise none the less.

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Weekly Portfolio Summary - 15 Feb 2020 14:10

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Very busy week for my portfolio as I had 5 dividend raises announced this week. Only disappointment was Hasbro (HAS) who failed to deliver news of an annual increase.

Portfolio Activity

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Portfolio News - (In Case You Missed These Headlines)

Armanino Foods of Distinction (AMNF)

Ares Capital Corporation (ARCC)

Cummins (CMI)

Compass Minerals (CMP)

First American Financial (FAF)

GATX Corp (GATX)

Goodyear Tire & Rubber (GT)

Hasbro (HAS)

Iron Mountain (IRM)

Johnson & Johnson (JNJ)

Medical Properties Trust (MPW)

Microsoft (MSFT)

Newell Brands (NWL)

Pepsico (PEP)

PPL Corp (PPL)

Prospect Capital (PSEC)

Ryder System (R)

T. Rowe Price (TROW)

Domtar Corp (UFS)

United Parcel Service (UPS)

Waste Management (WM)

Interesting Blog Posts or Articles

Blog Posts

Articles

Weekly Portfolio Summary - 08 Feb 2020 13:08

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Portfolio Activity

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Portfolio News - (In Case You Missed These Headlines)

AbbVie (ABBV)

Preferred Apartment Communities (APTS)

Brookfield Renewable Partners (BEP)

Brookfield Property Partners (BPR)

Cummins (CMI)

Leggett & Platt (LEG)

3M (MMM)

Medical Properties Trust (MPW)

Merck (MRK)

Prudential Financial (PRU)

Qualcomm (QCOM)

Ryder System (R)

United Parcel Service (UPS)

Interesting Blog Posts or Articles

Blog Posts

January Dividend income - 02 Feb 2020 13:15

Tags: monthly_income

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After 33 years of clocking in and out of work and religiously saving 10% annually every year, in good times and bad, I have decided to share my monthly dividend income to show what regular saving and investing can accomplish.

For the month of January I made $3,224; an increase of 10.6% versus this time last year. I target a growth rate of 12.5% but my tracking metrics show the bulk of my year over year growth occurs in the last month of a quarter so I am not too concerned being under my target.

In regards to buying, I increased my position in Weyco Group (WEYS) and started a new position in WestRock (WRK).

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In my M1 Finance account, I continued with my weekly $120 contribution for a total of $480. The overall dividend yield of my M1 pie increased to 3.361%. While there have been a few dividend raises the bulk of the increase was attributable to market loss as the DOW & S&P 500 retreated in the last few days of January.

Overall my M1 Finance accounts contributed $4.49 to this month’s dividend totals. Not breaking any speed records but it is nice to see whole dollars versus cents.

I also provided a link to my M1 Pie for those interested in seeing all of the individual holdings.
https://m1.finance/NCB--FZCZ

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My age 53 goal (I’m 51 for those not in the know) improved by 0.85%. This was a nice positive step foward.

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For those not familiar with my Age 53 goal, I plan in 7 year increments and targeted to have 57% of my expenses to be covered via dividend income and to be at 115% for my next 7 year target at age 60. Why 115%? This was based on a multiple bear market/crash analysis I performed back in 2018 that showed my optimal portfolio to withstand a long term bear market with high inflation would be to have dividend income of 115% of expenses and the equivalent of 9 months of expenses in cash. - Comments: 0

Weekly Portfolio Summary - 01 Feb 2020 14:44

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Portfolio Activity

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Portfolio News - (In Case You Missed These Headlines)

AbbVie (ABBV)

Air Products (APD)

Preferred Apartment Communities (APTS)

Camden Properties Trust (CPT)

Chevron (CVX)

GATX Corp (GATX)

IBM (IBM)

Johnson & Johnson (JNJ)

3M (MMM)

Marine Products Corp. (MPX)

Merck (MRK)

Microsoft (MSFT)

Pfizer (PFE)

Phillips 66 (PSX)

AT&T (T)

T. Rowe Price (TROW)

United Parcel Service (UPS)

Weyerhaeuser (WY)

WestRock (WRK)

Interesting Blog Posts or Articles

Blog Posts

Articles

New Buys WEYS and WRK - 01 Feb 2020 00:08

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IRA Buy: WestRock Company (WRK)

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Purchase Price: $38.95/share
Increase in Forward Annual Div: $21
Inflation Beating Streak: 11 Years
Div Growth Streak: 11 Years
Yield: 4.77%
Payout Ratio: 56%
Most Recent Dividend Increase: 2.2% / Nov 2019

This is a brand new addition to my portfolio. It is a small position but I plan on to continue buying in small lots in the hopes of averaging down even further.


IRA Buy: Weyco Group (WEYS)

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Purchase Price: $22.70/share
Increase in Forward Annual Div: $17
Inflation Beating Streak: 31 Years
Div Growth Streak: 38 Years
Yield: 4.24%
Payout Ratio: 45%
Most Recent Dividend Increase: 4.35% / May 2019

Continuing to average down as I slowly increasing my position in this inflation beating champion. - Comments: 0


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